SCHEDULE A MEETING
ABOUT US
FINANCIAL SERVICES

Enlighten. Educate. Empower.

Empower Your Financial Journey

SCHEDULE A MEETING

GET A FREE FINANCIAL

BOOK AN

GIVE US A 

GUIDING YOUR FINANCIAL JOURNEY

We're Here to Enlighten, Educate, and Empower You, Every Step of the Way.

At Stephen Ng Financial Group, we believe financial empowerment begins with clarity and continues through every stage of life. Our philosophy—enlightenment, education, and empowerment—guides everything we do, from hosting seminars at local businesses, churches, and nonprofits to offering a robust library of on-demand resources including webinars, blogs, and white papers. Our founder, Stephen Ng, authored 10 Financial Mistakes You Should Avoid to help people protect and grow their wealth, with all proceeds benefiting World Vision. We view our work as a calling, helping clients align what we call “the stars of heaven”: health, wealth, and time. True alignment requires intention, planning, and balance—and we’re here to help you find it.

Our Services

We guide you through a personalized plan to align your health, wealth, and time—because financial empowerment goes beyond numbers.

GET A FREE FINANCIAL

BOOK AN

Evaluation
Appointment

Financial Planning

We create your financial plan — or tweak the one you already have — and put it into action and monitor your progress. Our aim is to ensure growth and preservation of your hard-earned capital before and during your retirement.

Investment and Asset Management

As you look toward retirement, you are likely focused on risk-adjusted portfolios and protecting the wealth you have accumulated. We help you analyze your income sources and determine how to match them with future expenses, while also considering lifestyle decisions and current needs.

Retirement Income Planning

We can help you address your most pressing income questions, such as how to shift from retirement savings to retirement income, how to estimate monthly income and how to ensure your retirement assets last.

Tax Reduction Planning

Taxes are unavoidable, but there are ways to minimize the amount of taxes you might have to pay. Most people do not have a strategy to convert taxable or tax deferred money to tax free money. Our advisors have extensive knowledge in tax-reduction planning and can consult with our team of CPAs, when necessary.

Risk Management

As we age, the need for insurance may change and likely increase. Products like life and long-term care insurance provide ways individuals can protect their family and their assets. We can help you determine appropriate options when it comes to your protection needs.

Social Security

As you approach retirement, you may have questions about Social Security. We can help you determine things like when to take Social Security and which spousal benefits you and your partner are eligible for.

Estate Planning

The financial side of estate planning is sometimes overlooked and can have a great impact on your family. We can help you articulate your estate planning needs and coordinate with our team of professionals, such as attorneys and CPAs.

Business Planning

For clients who are fellow business owners, we help with business strategies, including tax and succession planning as well as the sale of a company and the deployment of those assets.

Stephen Ng|Founder and President

Founders Message

"Since founding Stephen Ng Financial Group in 1992, my mission has been to help pre-retirees and retirees achieve financial clarity, protect their wealth, and avoid common mistakes. With a background in finance, military leadership, and international experience, I’ve built a practice rooted in education, service, and integrity. As a Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Certified Estate Planner (CEP), I’ve had the honor of sharing insights through national media and community events. Whether I’m speaking at a local church or guiding clients one-on-one, my purpose remains the same: to enlighten, educate, and empower you to make confident financial decisions that support your life’s goals."

Stephen Ng|ChFC®, CLU®, CEP

SCHEDULE A MEETING

32+

A+

Years of Experience

As Seen On

BBB Rating 

Publications

Helping Where It Counts

What Our Clients Are Saying...

*Unsolicited & Unpaid Client Testimonials

Stephen Ng was a pleasure to work with. Very personable and always focused on providing immense value to everyone. You can tell he has decades of experience in the finance industry. Would recommend Stephen 100%.

My interaction with Stephen left me feeling that I was dealing with a trusted professional. He is someone that I feel is of utmost integrity with years of experience and knowledge.

Stephen was great to talk too. He is a great communicator and is able to understand what you are saying. Highly recommend him, he's also very responsive.

CONTACT US

Let's Have a Conversation

Schedule a Meeting

Call Us Today at (973) 218-9600

Have Financial Questions, You Ask, We Answer.

Schedule a Meeting
Call Us

Osaic Form CRS


Check the background of your financial professional on FINRA's BrokerCheck.


The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.


We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data:
Do not sell my personal information.


Copyright 2025 FMG Suite.


*Securities and Investment advisory services offered through Osaic Wealth, Inc., member FINRA/SIPC and registered investment advisor. Insurance services offered through Stephen Ng Financial Group™, who is not affiliated with Osaic Wealth, Inc. Osaic Wealth, Inc. does not give tax or legal advice.


This communication is strictly intended for individuals residing in the states of AR, AZ, CA, DE, FL, GA, ID, KS, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.